Meezan

Growing your super

SUPERANNUATION

Grow your own way

There are plenty of ways you can add to your super balance today to achieve the retirement lifestyle you want down the road.

Most employers currently contribute 9.5% of your salary into your super account via the compulsory Superannuation Guarantee (SG) payments. However, this might not be enough if you have particular retirement goals in mind. By boosting your balance with voluntary contributions, you may have more money to live the way you want, once you stop working.

There’s a number of ways to add to your super. Before you make any
extra contributions, you should consider your debt levels as well as
current and future financial commitments.

01
Employer Compulsory Super Guarantee
  • Concessional (i.e. Pre-tax)
  • Employers are required to pay you 9.5% of your income as super contributions
  • Concessional Contribution Cap
02
Employer Additional Contribution
  • Concessional (i.e. Pre-tax)
  • This is anything that your employer pays you on top of the compulsory amount as part of your salary package
  • Concessional Contribution Cap Applies
03
Employer Compulsory Super Guarantee
  • Concessional (i.e. Pre-tax)
  • Employers are required to pay you 9.5% of your income as super contributions
  • Concessional Contribution Cap
04
Member Contribution
  • Non-concessional (Post-Tax)
  • Voluntary contribution to add to your super from your own pocket, and are paid via BPAY
  • Non-Concessional Contribution Cap
05
Spouse Contribution
  • Non-concessional (Post Tax)
  • Voluntary contributions to add to your spouse’s account to boost their super. These contributions can be paid via BPAY
  • Concessional Contribution Cap Applies
For more information

To find out more about Concessional and Non-Concessional contributions, the ATO or money smart Gov website.3

Its good to get financial advice

The key thing to note — once you add these contributions. you cannot withdraw a single cent. unless you meet a condition of release as specified by the ATO. The information stated above is general in nature and is not tailored to your personal circumstances. We recommend that you speak to your financial adviser to see whether making these contributions is right for YOU.

What Our Clients Say

“We would like to express our thanks for the work you have done for us over the past years. The expertise and attention to detail with which you have handled our financial affairs could not be faulted. Particularly reassuring to us is our feeling of certainty in the absolute integrity of your dealings with us. Your continual advice on financial planning issues has saved us significant amounts of money. May you prosper, along with your clients.”

Dr Mutasim Sadiq

“We were very impressed with the support and updates provided by Irshad during our loan process. This process can be frustrating at the best of times and
Irshad always made sure we were informed on the application progress. Thanks again for all your help.”

Rashed Mohammed Abu
IT Business owner

“I can’ t see how I could have organised this finance myself, given the difficulties with communication with the sellers and the solicitor, so we really thank you for all the chasing up you did for us.”

Dr Tabassum Hamid

“Meezan finance provided us an outstanding service throughout the whole application process. The staffs were very responsive to our needs, answered our telephone calls and emails promptly, followed up with sellers, solicitors and arranged property settlement for us. We are happy that through Meezan Finance we have achieved the best Islamic loan for our family’s needs. We have no hesitation in recommending Meezan wealth to anyone.”

Usman Saleem
Senior Technical Manager (IBM)

“Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser. Rokibul always had this and more. His dedication to clients, business excellence and education sets him apart and I would highly recommend him to anyone wanting to achieve better financial outcomes.”

Sameer Syed
IT Developer (Inenco Group)

“I am absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common-sense approach. Your professional, ethical and caring demeanour elicits my trust and respect and I gladly recommend your services whenever possible.”

Amer Islam
IT Consultant

Get in Touch

Our qualified team are ready to assist you with your questions.

Talk to Us

1300 141 145

Bankstown:

Suite-104, 8 French Avenue, Bankstown, NSW 2200

Parramatta
(Appt only):

Deloitte Building, Level 15, 60 Station Street E, Parramatta 2150