Secure Property Ownership
Comply with Australian & sharia Law
Extra Repayments
Offset & Redraw facility
Online Portal
No waiting period
Equity cash out & Flexible Features
Meezan Islamic Home Finance
You in front of that SOLD sign. It’s one of life’s big moments. To help you get there, we’ve broken down the home-buying process into bite-sized steps.
To live in your dream home with complete peace of mind, Meezan Property Finance is your perfect solution. With us you pay rent, not interest when you purchase or refinance a property while the home title is in your name. We are a trusted provider of Islamic Finance in Australia, offering comprehensive solutions for individuals and businesses seeking ethical, Shariah-compliant financial services. Whether you’re based in Sydney or anywhere in the country, our goal is to provide accessible Islamic Financial Services that align with your values and financial goals.
Our range of Halal Finance Services is designed to ensure that your financial decisions remain true to Islamic principles. We specialise in offering Halal Financing in Sydney and throughout Australia, helping clients navigate their financial journey with integrity and confidence. From home financing to business loans, our Islamic financial services in Australia cater to diverse needs, with an emphasis on ethical and transparent financing options.
So, if you are in search of Halal Finance in Sydney or across Australia, Meezan Wealth can assist with customised, Shariah-compliant financial solutions. Our experienced team works closely with you to understand your specific needs and deliver financing options that meet both your personal or business requirements and Islamic principles. We are here to help you find the best Islamic Finance Sydney has to offer, ensuring your peace of mind when it comes to your financial decisions.
What can we finance?
At Meezan Finance, we offer a wide range of Sharia-compliant financing options to help you achieve your property goals. Whether you’re looking to purchase an established home, build a new property, or refinance your existing loans, we provide flexible solutions that cater to your specific needs. Here’s a breakdown of the types of financing we offer:
Established Home
Construction
Refinance
Home & Land
Top Features of our Product
We offer a range of exceptional features to make your financial journey smoother and more flexible. Whether you’re looking for a Sharia-compliant home loan or Halal financing options, our products are designed to provide convenience and control. We offer a variety of features that cater to your financial needs, giving you more freedom and peace of mind throughout the loan process. Here are the top features of our product:
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Both Variable and Fixed rate available
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Online access to finance account
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Unlimited additional repayments
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Offset account facility
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Online access to Offset Account
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Pay off the loan at any time
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Redraw facility available
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Bpay and Net transfer to external accounts
Additional Features
Meezan Finance offers a variety of benefits to ensure that your financial journey is smooth, flexible, and aligned with your values. Our Sharia-compliant financing options are designed to be as competitive as traditional bank loans, with features that give you more control and convenience. Whether you’re consolidating debt, managing your repayments, or financing your dream property, we provide a comprehensive solution that meets your needs. Here’s a look at the key benefits of choosing our financing products:
- Finance rates are competitive to the banks
- LVR-90%
- Online access
- Debt consolidation
- Fixed or Variable rates
- Comply with Sharia law
- Salary Credit account
- Repay weekly, Fortnightly or monthly
- Comply with Australian Law
- NO waiting periods
- Redraw Facility
- Additional repayments*
- Finance up to $2,000,000
- NO ongoing fees
Apply for a Home Finance
Once you’ve found the perfect property or
if you want to refinance.
Why choose
Meezan Finance?
At Meezan Finance, we prioritise your financial well-being to offer tailored solutions that meet your specific needs. As a leading provider of Islamic Finance in Australia, we understand the importance of offering flexible, Sharia-compliant financing options. With our expert guidance, you can feel confident in making financial decisions that align with your values. Here are just a few of the reasons why Meezan Finance is the right choice for you:
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Tailored Rates
A rental rate tailored for you – giving you the best deal for your situation.
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Special Discounts
Enjoy special discounts on both your home loan and Refinance.
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Top Class Digital Technology
Meezan finance gives you the flexibility to access, track and manage your home loan online.
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Flexible loan features
Tailor your home loan to suit your needs
and be ready for whatever life brings; with features like offset and salary credit accounts, redraw, additional repayments and more.
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Dedicated Home Lending Specialists
Make confident decisions with specialists who partner with you at every step of your home-buying journey and for the life of your loan. Book an appointment at a time and place that suits you.
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Complaint Non-bank source of funding
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Sharia complaint Contract based on Ijarah method
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Secure property ownership
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Competitive rental rates
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Local and internationally Sharia certified
PRODUCT DESCRIPTION AND KEY ATTRIBUTES
Product Features |
Prime Sharia Owner Occupied |
Prime Sharia Investment |
Prime Sharia Construction Owner Occupied |
Prime Sharia Construction Investment |
|---|---|---|---|---|
| Rent Type | Variable | Variable | Variable | Variable |
| Payment Options | Principal and Rent or Rent only for an agreed period | Principal and Rent or Rent only for an agreed period | Principal and Rent; or Rent only during construction phase (max 12 months) | Principal and Rent; or Rent only during construction phase (max 12 months) |
| Redraw | Variable | Variable | Variable | Variable |
| Minimum Finance Size | $ 150,000 | $ 150,000 | $ 150,000 | $ 150,000 |
| Maximum Finance Size (subject to LVR and postcode policiy) | $2,500,000 | $2,500,000 | $1,500,000 | $1,500,000 |
| Minimum LVR (subject to postcode eligibility criteria) | 90% | 90% | 90% | 90% |
| Additional payments without penalty | Yes | Yes | Yes | Yes |
| Offset facility | Yes | Yes | Yes | Yes |
| Visa debit card | Yes | Yes | Yes | Yes |
How Does Ijarah Work?
Our Ijarah structure enables us to allow the title to the property to be held in the client’s name. Each repayment comprises two components; a rental charge (Ijarah) for you to live in the house and a principal payment to acquire our share of equity in the property.
As you acquire more equity in the property, the rental component decreases, and the equity component increases until the property is purchased outright or you sell/refinance.
Sharia Certified
Our Sharia Standards Comply
with Global Islamic Standards
Ready to Apply?
Purchasing a home for your family is certainly very exciting and we make the process easier for you. Obtaining Meezan Islamic finance is easier than ever before.
We take the responsibility of the finance process so you can focus on finding your dream home. Our dedicated and experienced finance manager tailors your Islamic home finance and guides you in this journey, provide necessary advice, support, and solutions.
Check your Eligibility
- 20% Equity
- Active Employment
Apply Online
- Book a meeting with us
- Call us on 1300 141 145
- Request a callback
- Email us
